ReClaim intake
Start with the denial
No email is needed to begin. Submit the denial details to check for a matching source and generate a draft; unsupported combinations receive an explanation instead of an uncited letter. You can email yourself a copy after the draft is ready.
Appeal intake
Tell us what the denial says
Intake is free and does not need an email. A draft is generated only when ReClaim has verified plan policy wording and a regulation that applies to your coverage.
Source coverage is limited
The California demo match includes placeholder policy wording, not an insurer document, so it cannot generate a sourced letter. If a policy or rule cannot be verified, we explain the gap instead of citing it as fact. ReClaim provides drafting assistance, not legal advice. Avoid names, member IDs, addresses, and other personal details in the denial text.